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Michigan Planners
800-674-9235

The Right Retirement Plan Changes Everything.

And it starts with the right team by your side.

Many employers worry that offering or improving a retirement plan will add more cost and complexity. We make the process easier with clear guidance, transparent fees, and hands-on support.

Whether you are starting from scratch or improving an existing plan, we’ll help you create a solution that is easier to manage and better aligned with your business goals. Our team will also provide clearer guidance around plan design, fees, service structure, and employee education instead of taking a set-it-and-forget-it approach.

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See What Makes Us Different
A member of the Michigan Planners team smiles while reading a book titled, "Fundamentals of Financial Planning."

Retirement Services

Straightforward support when you need it.

Plan Strategy

  • Independent guidance backed by access to top providers and plan solutions
  • Plan designs tailored to your business goals
  • Clear service expectations and consistent follow-ups
  • Support that helps make retirement plans easier to manage and more valuable over time

Employee Engagement

  • Support across 401(k), 403(b), 457, profit-sharing, defined benefit, and more
  • Employee education designed to improve participation and retirement readiness
  • One-on-one and group meetings to better support employees

Cost & Fiduciary Oversight

  • Transparent fee review across all major areas of the plan
  • Cost benchmarking to help identify value and savings opportunities
  • Ongoing investment and service reviews
  • Fiduciary guidance and support

What You Can Expect

Year-round solutions for your team.

Annually

  • Annual plan review
  • Executive plan summary, including reports on participation, contributions, investments, retirement readiness, and other key data points
  • Plan benchmarking, which covers investments, recordkeeping, administration, and advisory services
  • Year-end investment review
  • Fiduciary compliance review support for 5500, Testing, SECURE 2.0, and other key compliance areas

Quarterly

  • Retirement plan investment reviews, including an economic overview and a fiduciary investment review
  • Quarterly or semi-annual enrollments and education meetings to discuss one-on-one retirement outlook reports
  • Targeted communication about beneficiaries, asset allocation, Roth, and more

Monthly

  • Employee coaching in-office, over the phone, by email, and/or through virtual meetings. Whatever works best for you
  • Rollover assistance and rollover concierge service
  • Investment guidance, including asset allocation models
  • Monthly/Daily review of plan administration items

Count on Us

An expert team that knows you by name.

Michigan Planners is a local agency that provides the same benefits, strategic guidance, and expertise you expect from a national firm. We believe in the power of a true partnership. That’s why we start by getting to know our clients and understanding their business goals. It doesn’t stop there. Our clients have year-round access to a single point of contact who can guide the through the industry. Rely on us to answer your questions, help develop strategies, and provide peace of mind.

What Clients Feel

  • Known and understood by a team of friendly, local experts
  • Supported by strategies tailored to their business
  • Confident their goals inform recommendations and decisions

What Clients Gain

  • National-level capabilities with personal accountability
  • Strategy tied to growth, retention and financial discipline
  • Year-round support for leadership, HR and employees
A Michigan Planners team member on the retirement team poses with his son and coworker.

Relieving retirement headaches.

Let us handle the details.

For many businesses, retirement plans can become an afterthought, especially after managing complex employee benefits. Although these plans can increase retention and recruitment, they can also provide another headache for leadership and HR teams to navigate.

What We Solve

  • Reactive renewals that leave little time for strategy
  • Inconsistent service from large firms and rotating account teams
  • Plan decisions made without enough data, context or employee insight

For the C-Suite

  • Better visibility into benefits spending and long-term cost drivers
  • Strategy that supports hiring, retention and sustainable growth
  • A benefits partner who brings recommendations, not just renewals

For HR Leaders

  • Relief from the day-to-day burden of benefit questions and carrier follow-up
  • Support navigating compliance details and administrative complexity
  • Better employee communication, smoother enrollment and stronger year- round service
A member of the Michigan Planners team talks with a client on the phone.

We’ll meet you where you are.

Reach out to schedule a time to sit down and talk with our team. We’ll discuss your current plan or lack thereof, answer any questions you have, and provide guidance, all without sales pressure. Click the button below to get started.
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Frequently Asked Questions

In many cases, yes. A strong retirement plan can help support recruitment, retention, and overall employee satisfaction, especially as more employees expect it as part of a well-rounded benefits package paired with a competitive matching contribution.
That depends on your goals, company size, budget, workforce, and how much flexibility you want. We help employers evaluate the options and determine what structure makes the most sense.
Yes. Many employers come to us for a second look at fees, service, participation, education, and plan design to see whether the current arrangement is still the right fit. This is all done fee free!

That varies by plan and setup, but our goal is to help make the process more manageable. We work to create structure, support decision-making, and reduce unnecessary friction for the employer.

Yes, especially when it is delivered clearly and consistently. Employee education can play a big role in improving participation, confidence, and retirement readiness over time.

Yes. Fee transparency is an important part of our process. We help employers understand what they are paying for and where there may be opportunities to improve value.

No. We support a range of retirement plan types, including 401(k), 403(b), 457, profit-sharing, defined benefit, cash balance, and other strategies depending on the employer’s needs.
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