The guidance your team needs to make the most of their employee benefits.

Making benefits easy to understand.

You’ve worked hard to choose the right benefits for your team. Michigan Planners provides your employees with the understanding they need to take full advantage of the benefits you’ve worked so hard to secure.

We act as a friendly go-to for employee questions, relieving strain on HR and increasing team engagement. Michigan Planners provides the knowledge and resources you expect from national firms, paired with the relationships that can only come from a family-owned small business.

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Employee Services

Navigating insurance together.

For Employees

For HR Leaders

What Makes Us Different

Employees need to feel supported, not overwhelmed.

Insurance is inherently confusing. When employees feel supported navigating their benefits, they’re more likely to use them. That’s why we’re dedicated to providing unmatched support from a team that takes the time to get to know you and your benefits packages.

What Employees Can Expect

Employee confidence starts with a partner you can trust.

HR teams are already handling enough. If you aren’t getting the employee support you need, it’s time for a better partner.

Reach out if you have a question or simply need help understanding your benefits. If you aren’t ready to take action yet, that is okay. We know benefits can feel complicated, and we are happy to be a resource first. Explore the helpful links below or contact our team with questions whenever you’re ready.

Check Out these Resources

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Frequently Asked Questions

Why work with Michigan Planners instead of a larger national firm?

Michigan Planners offers the experience and capability employers need with a more personal, relationship-driven approach. We are big enough to serve and small enough to care, which means clients get strategic guidance backed by real, hands-on support.

Yes. Employee education is an important part of a successful benefits program. Michigan Planners helps make benefits easier to understand so employees can make more informed decisions during enrollment and throughout the year.
Yes. Many employers come to Michigan Planners looking for a fresh perspective on their current plan. We can review what you have, identify gaps or inefficiencies, and recommend improvements based on your goals.
Yes. Cost is one of the biggest concerns employers have, and we work to uncover practical strategies that can create savings without losing sight of employee needs. That may include plan design changes, funding alternatives, claims analysis, or other long-term cost-containment strategies.
No. Group benefits often go beyond medical coverage. Michigan Planners also helps with dental, vision, life, disability, and other supporting benefits that round out a more complete employee package.

Our support does not stop at implementation. Michigan Planners provides ongoing service, including claims support, employee questions, renewal guidance, and day-to-day assistance for HR teams and leadership.

Can you help with compliance, too?
Yes. Benefits decisions often connect to compliance requirements, and employers need to stay on top of changing rules. Michigan Planners helps clients stay informed and supported so there is less confusion and less risk.
HR leaders are often balancing benefits strategy with a changing compliance landscape. We help clients stay informed on relevant requirements, deadlines, notices, and potential action items that may affect their plan.
How can we control rising benefits costs without making coverage worse for employees?
This is one of the most common questions we hear. The answer usually involves looking beyond just renewal rates and evaluating plan design, contribution strategy, funding options, claims trends, pharmacy spend, and other long-term cost drivers.
A strong benefits strategy also needs strong communication. We help employers simplify employee education, improve enrollment communication, and support a smoother experience for both employees and internal teams.

HR teams are often the first stop when employees are frustrated. Michigan Planners provides claims support and advocacy to help resolve issues, answer questions, and take some of that burden off internal HR teams.

Contribution strategy has a major impact on affordability, participation, and employee perception. We help employers evaluate whether their current approach still aligns with business goals and employee needs.
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